Saturday, June 1, 2013

home plan and started drinking heavily and the parole officer arrested him and put in jail .how long in jail?

Q. he has been in jail since beginning of Aug08 this is sept08. how much time will he get for parole violation for drinking?also he left the person who made the home plan with all the bills that he was supposed to help ,etc rent,gas,light ,water. how can my friend get him to pay after he is sentence to jail.can the parole board and probation help the friend get the money from the violator?

A. he will be in jail for as long as he was sentenced or until he gets paroled again ( if he dose not when).as far as the friend who got stuck with all the bills... not much he can do about that. and if i was him i would not help the man again. but i would lie to the guy saying if the bills where paid then he could use them as a home plain again and if he pays it turn around and say no to him. the guy had his chance for freedom and he wasted it and on top of that the pple who helped him got screwed with the bills let him sit in jail.

How much will my interest rate be on a home purchase?
Q. My girlfriend and I are looking to move into a new home come Dec/Jan. She is a 650 credit score, I am a 600. Looking in the price range of a $100-150K home. Planning on putting $2,000 down.

With that being said, what kind of interest rate should I be expecting? Also...I have heard of 80/20 loans. Any feedback on those?

A. I just bought a home about 6 months ago, so I know what your going through. It depends on a few things. Where do you live? How much money do you guys make? What's in your credit history, not just your score!

I can tell you from your credit score that your definitely not going to get the prime rate. You'll probably get a rate a few percents above whatever the best rate is that the mortgage company offers.

An 80/20 loan is two separate loans and the 20% loan's rate is always higher. When you make a down payment on a home that is less than 20% of the sale price then you pay on an 80% loan and also a 20% (both %'s are in respect to the selling price on the home) So therefore, you'll either have to take out a 80/20 or a loan for the sale price and then pay mortgage insurance (PMI) (because your down payment is nowhere near 20%).

I was told not to mess with an 80/20 loan for different reasons but you'll have to do your research in order to make the best decision for you two.

Are there any extra taxes on BSNL 500 home plan?
Q. Last month I was using 250 plan and this month i have brought up 500home plan. Are there any extra taxes on it? Is 500 c better than it ?
I didn't know about the two other plans of rs.500. The officials didn't ask me also.
And they changed it to 500 home plan. Do you think I should change it again?

A. 1) BSNL Dataone plan 250
-- It is not having night free 02:00 - 08:00
2) BSNL Dataone plan 500
--It is having night free 02:00 - 08:00
--2.5 GB FREE/ MONTH /excess will be charged
3) Charges Month / Rs. 500 + Tax nearly 12%
4) Yearly payment Rs.5,000 + Tax Rs.618 = Rs.5,618




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