How long does someone have to wait after applying for a home loan?

Q. After applying for a home loan, and all the information is in for them, how long does it take? An average would be nice.

A. Oh ok... I got this for you...

better check on it... Im pretty sure you'll discover something

http://www.home-loan-made-ez.com

How to find the best home loan calculator app on Samsung Galaxy S3?

Q. How to find the best home loan calculator app on Samsung Galaxy S3? i need a loan calculator app, but i can't find the one i really want! so can anyone show me the best loan calculator app for Galaxy S3?

A. Well, i heard a good home loan calculator app called Quicken, you can try that.

How much debt is too much when you want to apply for a home loan?

Q. I would like to apply for a home loan, but I have some credit card debt. I have good credit - never missed a payment, never been late, etc. I just don't know if having credit card debt will cause me to be declined.

A. The bank will add in your credit card dept along with any other loans or debts and will assess it against your income and the amount of your home loan will be estimated taking into account your ability to pay.

A bank will usually take the total amount of your credit card limit as your debt, not how much you've used of it. So, if you have a card limit of $30,000 but have only used up $1000 of it the bank will see it that your debt is $30,000, not the $1000. That's the downside. Banks won't usually decline you for a home loan just because you have a c/card. They work on your ability to pay your loan.

If possible, try and pay off your card and destroy it! Have a debit card instead, then you only have access to money that you have, not money that you don't have!

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